Student-to-Student Financial Guidance

Building your financial foundation, one step at a time

Hello! I'm Yoon, a rising senior double majoring in Economics and Computer Science with a Math minor at Penn State. I know firsthand how overwhelming finances can feel while allocating time for difficult classes, internships, and (potentially) a social life. That's why I created Summit Core Financial - to help fellow undergrads develop smart money habits that will last a lifetime, no matter what school you attend.

Why Learn From a Peer?

I get it - I'm living it too. From stretching dining dollars to deciding whether that unpaid internship is worth it, I understand the real financial decisions college students face. I've spent the last two years diving deep into personal finance, not just through my economics courses but through books, certifications, and real-world practice. Now I want to share what I've learned in a way that actually makes sense for our generation.

My Promise

No confusing jargon. No judgment about your current situation. No pushing products you don't need. Just practical, actionable education from someone who understands exactly where you're coming from.

What I Offer

Student creating a budget

Smart Budgeting

Create realistic budgets that work with student life. Learn tracking methods and money-saving strategies while enjoying college.

Student managing loans

Student Loan Management

Navigate student loans confidently. Understand your options, minimize debt, and create a realistic repayment strategy.

stocks

Investing 101

Start investing with as little as $10. Learn about index funds, compound interest, and building long-term wealth.

books

Career Prep

Learn the fundamentals of workplace benefits like 401(k)s and IRAs to make informed decisions when you start your career.

Free Resources to Get Started

Budget Templates

Simple spreadsheets designed for college students. Track expenses, manage your money, and still have fun.

Get Templates

Recommended Tools

My favorite (mostly free) apps and resources for managing money in college.

  • Mint (free budgeting)
  • YNAB (free for students!)
  • Credit Karma
  • Fidelity Youth Account

Your Path to Financial Confidence

A Personalized Approach That Works

No judgement, no jargon - just real financial education

I believe financial education should be accessible and relatable. That's why every relationship starts with a free 30-minute educational session where we discuss what financial topics you want to learn about and create a personalized learning plan - no strings attached.

All sessions are conducted via Zoom, making it easy to fit into your busy schedule between classes and activities. Whether you're at a large state school, small liberal arts college, or anywhere in between, we'll create strategies that work for your specific situation.

Start Your Free Consultation

  • 1. Free Consultation

    30-minute call to understand your needs and goals

  • 2. Financial Snapshot

    Review your current situation without judgement

  • 3. Custom Action Plan

    Develop practical strategies that fit your life

  • 4. Regular Check-ins

    Stay on track with a monthly progress review

  • 5. Ongoing Support

    Get help whenever you need it via email

Book Consultation

Ready to Take Control of Your Finances?

Start with a free 30-minute educational consultation